Risk Disclosure

Last updated: 15 March 2026

Trading and investing in cryptoassets can result in the loss of some or all of your capital. Please read this Risk Disclosure in full before using any trading or Automated Tools feature on the Platform.

1. Purpose of this disclosure

This Risk Disclosure describes material risks associated with using the SunpharmaInvest Platform, including its Automated Tools, risk management controls and information about Bitcoin, Ethereum and other Digital Assets. It supplements, and forms part of, our Terms of Service. It does not list every risk, and the risks described are not presented in order of importance.

2. Cryptoasset price volatility

The prices of Digital Assets can change very rapidly, sometimes by large percentages within a single day or hour. Prices are influenced by factors including market sentiment, liquidity, regulatory announcements, technological developments, security incidents and macroeconomic conditions. You may lose a significant part or all of the value of any amount you commit.

3. Capital at risk

No amount of capital is guaranteed to be preserved. Money you place in cryptoassets or in strategies operated through the Platform should be money you can afford to lose entirely. Do not borrow money, rely on savings needed for essential expenses, or use funds earmarked for other commitments to participate.

4. Automated Tools and risk controls

Automated Tools execute or suggest actions based on rules, parameters and historical or live data. They are not infallible. Risks include:

Automated Tools do not remove market risk, and no control can guarantee protection against losses.

5. Illustrative figures and calculators

Any calculator, chart, projection or example shown on the Platform is illustrative only. Such figures are hypothetical, rely on assumed rates of return and do not take into account fees, taxes, spreads, slippage or changes in market conditions. They are not forecasts, promises or indications of likely returns. Actual results will differ and may be negative.

6. Past performance

Past performance, including any historical results, backtests or testimonials, is not a reliable indicator of future performance. Strategies that have performed well previously may perform poorly in future, and results may vary significantly between users.

7. Liquidity and execution

Some Digital Assets may have limited liquidity, meaning you may be unable to sell or may only sell at a substantially lower price than expected. Market disruptions, trading halts or exchange issues can prevent orders from being executed when you wish.

8. Custody and technology risks

Digital Assets are typically held through private keys or third-party custodians. Loss or compromise of keys, wallet errors, hacking, phishing, malware and failures of blockchain networks or smart contracts can result in permanent loss of assets. Transactions on public blockchains are generally irreversible.

9. Cyber and operational risks

The Platform, its service providers and your own devices may be targeted by cyber attacks, data breaches or technical failures. Although we apply security measures, we cannot guarantee that these risks will be eliminated. Please use strong, unique credentials and enable any additional security features we make available.

10. Regulatory and legal risks

The regulatory treatment of cryptoassets is evolving in the United Kingdom and elsewhere. Changes in law, regulation, taxation or enforcement may adversely affect the value of Digital Assets, the availability of services or your ability to use the Platform. Many cryptoassets are not covered by the Financial Services Compensation Scheme or by equivalent investor protection schemes.

11. Tax considerations

The tax treatment of cryptoassets depends on your individual circumstances and may change over time. You are responsible for understanding and meeting your own tax obligations, including any reporting or payment requirements in your country of residence. We do not provide tax advice.

12. Not personal advice

Information and tools on the Platform are provided for general educational purposes. They do not take into account your financial situation, objectives, knowledge or needs. Before making any decision, you should consider whether the product is suitable for you and seek independent advice from a qualified professional where appropriate.

13. Questions and concerns

If you are unsure whether a particular activity is suitable for you, stop and seek independent advice. You may contact SunpharmaInvest at [email protected] or write to Fenchurch Street 233, EC4N 7BJ London, United Kingdom.